In view of the threat posed by the outbreak of Corona Virus (COVID-19), Government of India has extended the premium payment period for Postal Life Insurance and Rural Postal Life Insurance till 30th of June this year.

Postal Life Insurance (PLI)

  1. Postal Life Insurance (PLI) was introduced in 1884.

  2. It now covers employees of Central and State Governments, Central and State Public Sector Undertakings, Universities, Government aided Educational Institutions, Nationalized Banks, Local bodies, autonomous bodies, joint ventures having a minimum of 10% Govt./PSU stake, credit cooperative societies etc.

  3. PLI also extends insurance cover to the officers and staff of the Defence services and Paramilitary forces.

Rural Postal Life Insurance (RPLI)

  • Rural Postal Life Insurance (RPLI) started pursuant to the recommendation of the Official Committee for Reforms in the Insurance Sector (Malhotra Committee) submitted in 1993.

  • It is meant for anyone residing in rural areas. It is a boon for migrant labour and artisans, and the unorganized sector, who move on to urban areas for employment, but continue  to have a rural base. Labour migrating overseas are also eligible for a policy. 

Source : All India Radio

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